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Payday loans have always provided people with a convenient credit source whenever they are faced with a short cash emergency.
To most people taking a payday loan is usually a better option than borrowing the money from a relative and with good reason. Borrowing the money from a relative can cause bad blood if you are unable to pay it back and most people prefer to take their chances with the payday loan lender. Financial experts however warns that before you jump at the chance of taking a payday loan you should consider the following factors that will make you think twice about it.